Points Well Taken is a brand of Kiona LLC. Transparency matters to us, so this page explains, in plain language, how we make money from some of the links on this site, in our emails, and in our free and paid content - including the Award Travel Playbook, our Tools & Resources page, and our newsletters.
The Short Version
Some of the links you'll find on Points Well Taken are affiliate or referral links. If you click one and sign up, apply, or make a purchase, we may earn a commission or referral fee - at no additional cost to you. We only recommend tools, cards, and services we personally use or genuinely believe in, but we still want you to know exactly when money may be changing hands, so you can make your own informed decision.
The Three Kinds of Links We Use
Links to products or services (credit cards, travel tools, subscriptions, and similar) where we earn a commission if you sign up, apply, or purchase through our link. The price or terms you receive are not affected by using our link.
Similar to affiliate links, but typically tied to a specific referral program (for example, a friend-referral or member-referral offer) where both you and we may receive a bonus, credit, or reward for the referral.
Plain, non-monetized links to outside resources, articles, or tools we find genuinely useful. We do not earn anything from these.
Credit Cards & Financial Products
Points Well Taken partners with credit card issuers and credit card affiliate networks and platforms (which may include, among others, networks such as those operated by Bankrate, MileValue, and similar credit card comparison/referral platforms) to feature certain credit card offers. In connection with these partnerships:
Card offer details (rewards rates, sign-up bonuses, annual fees, and similar terms) can and do change frequently, and are set entirely by the issuing bank or card network - not by Points Well Taken. Always confirm current terms directly on the card issuer's own website before applying.
We never process or see your application. When you click a credit card link on this site, you apply directly through the card issuer's own website - we do not collect, process, or have access to any application or financial information you submit to them. Any age, eligibility, or parental-consent requirements for applying are set entirely by the card issuer, not by us.
Tools & Resources We Mention
Throughout our content - including guides, courses, social media posts, emails, and any other materials we create now or in the future - we may mention specific tools and services that help with earning, tracking, and redeeming points and miles. Some of these relationships are or may become affiliate or referral relationships, including (but not limited to) award search tools, browser extensions, shopping portals, and card-tracking apps. We only recommend tools we personally use or would use ourselves.
Facebook, Instagram & Meta
Points Well Taken maintains a presence on social media, including a Facebook Group and Page and an Instagram account, and may run advertising through Meta's ad platform. This site and our social media presence - including on any other platforms we may use now or in the future - are not endorsed by, directly affiliated with, maintained, authorized by, or sponsored by Facebook, Instagram, Meta Platforms, Inc., or any other social media platform in any way. "Facebook," "Instagram," and "Meta" are trademarks of Meta Platforms, Inc.
Not Financial Advice
Nothing on this site, in our emails, or in any Points Well Taken content should be considered financial, legal, tax, or credit advice. We are not financial advisors. Please see our Privacy Policy and Terms & Conditions for additional important disclosures, including our full "not financial advice" and "results are not guaranteed" language.
Changes to This Disclosure
We may update this Affiliate & Referral Disclosure from time to time as our partnerships change or as required by law. The "Last updated" date at the top of this page will reflect the most recent revision. We encourage you to check back periodically.
Questions?
If you have any questions about this disclosure or a specific link on our site, reach out anytime at [email protected].